The Benefits of Connecticut Renters Insurance

The Benefits of Connecticut Renters Insurance

While homeowners understand the liabilities and exposures they face as owners, renters might not have the same urgency to protect their belongings as they are in a temporary housing unit. However, this expense is money well-spent. In the event of an earthquake, a break in, a flood, or even accidental damage, your CT Renters Insurance policy will cover you. Here is a compiled list of all the benefits that renters insurance will provide for you.

Protection from theft and fire.

In the unfortunate circumstance that your apartment experiences damage from a fire or gets broken into, your renters’ insurance can provide the necessary funds to get you back on your feet. Not only can this coverage provide the replacement value for stolen items, it can pay for your living accommodations and even food while your apartment is treated for smoke damage and repairs.

Protection from damages you cause.

According to Quicken Loans, if you cause a fire in your rental that spreads to your neighbor’s rental, you may be responsible for the damages they incur unless you have renters liability insurance. In short, renters liability insurance compares equally to full coverage car insurance as renters liability insurance protects you from most of the damages that you may cause. Plus, on average, these policies will only cost you an extra $15-$30 a month!

Protection from visitor’s injuries.

If one of your guests becomes injured on your rental property, your insurance can help with their medical bills and even legal bills.

 

About Byrnes Agency

At Byrnes Agency, we specialize in safeguarding your property and your assets. We understand the risk implications of renting and seek to provide comprehensive coverage to give you peace of mind in any home you choose. To learn more about our coverage plans, contact us today at one of our three locations.

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Dayville Office

Phone: (860) 774-8549
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

 

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