It’s that time of year again! The end of a calendar year means many things, and one of them means looking forward to what the next year has in store for you and your family....
"Social host liability" is the legal term for the criminal and civil responsibility of an individual who provides liquor to a guest. Social host liability can have serious consequences for those who hold the party....
Clearing the driveway after a snowstorm isn't just a tedious chore; it can actually be dangerous if you don't do it carefully. Moving a heavy shovel full of snow repeatedly without proper form can put...
The holiday season is now in full swing! However, though we may be entering the most wonderful time of the year, the festive holiday family gatherings come along with a side of risks. Within all...
Not all homes are the same, and consequently not all homeowners insurance coverage plans should be the same. Depending on the state of your home, what features it has, how old it is, and whether...
As the weather becomes cooler in the fall and winter, it's a great time to check for places where heat is escaping your home or cold air is getting in. Doing a check for some...
For the past three weeks, we've been discussing some of the most common sources of homeowners insurance claims. This week, we want to focus on two types of claims that grow in frequency over the...
No one plans for their home to get damaged, but accidents happen. One out of every 15 U.S. homeowners insurance policyholders files a claim on their homeowners insurance each year, and standard property damage claims...
It is not uncommon for homeowners have had to file homeowners insurance claims just to start getting back on their feet after natural disasters; however there are some things you can do to help prevent...
Many homeowners have high-risk assets and seek an adequate policy, and there are certain home features that will require you to obtain special coverages. There may be some features that you added to the home after...
In this age of Airbnb, more and more people are renting out their homes or parts of their home for a little extra income. However, with the extra cash comes an extra set of risks,...
Carbon monoxide is a very sneaky and very dangerous poison. It is odorless and tasteless, but it is a high-risk element, and can even be deadly with sufficient exposure. Carbon monoxide enters the body through...
We can all agree that spring is a beautiful season, but it is unfortunately also known as allergy season for many people. Pollen, dust, and mold are in the air and prominent more than ever,...
There are a few basic personal insurance policies that everyone should have in order to keep themselves safe and protected. Those in Hartford, Connecticut may be pleased to know that Byrnes Agency covers the beautiful...
Homeowners’ insurance mistakes are common. Avoid the mess by preparing yourself on what to expect and what you may need coverage for from the beginning. It is crucial for homeowners to insure their homes properly;...
Is your home ready for all that spring entails? Spring will be here before you know it and after the harsh winter weather, there are parts of your home that have probably been neglected. Prepare...
