Many people are unsure about what’s exactly covered when it comes to their condominium. They may assume the condo association covers certain losses only to find out when damage does occur that they’re responsible for it.

For example, the condo association’s insurance policy may not cover additions that prior owners have made to your unit since that policy was first taken out. If new wall coverings, floors, or renovations (just to name a few) were not added to the policy, you may not be covered in case of a claim.

That’s where the Byrnes Agency of Connecticut comes in. We’ll insure your condo, and help you get the coverage you need for losses you may incur in the future. We’ll also explain in detail what is and isn’t covered.

Here are some of the coverages that a Condo policy can include:

• Liability Insurance: Should a neighbor or visitor slip or fall while in your condo, this coverage protects you from loss.
• Personal Property Protection: Protects the contents of your condo including furniture, clothing, etc., against unexpected loss. We can also set you up with a separate rider covering your valuables such as jewelry, collections, furs, etc.
• Loss Assessment: Protects you when the association’s policy is insufficient to cover damages to the entire building or in the event of a lawsuit.

Call the condo specialists today.

Let our insurance specialists get you the coverage you need to properly protect you in the event of loss. Call our team, email, or fill out the convenient quote request form for more information. We look forward to hearing from you.