We get this question a lot from our customers: My daughter is off to college and she’s renting a house with some friends, are her possessions covered under our Homeowners policy? That depends.

If your child is living in a dorm, then typically your Homeowners policy would cover her belongings for a limited amount. This depends on the type of policy and the insurance company that issued the policy. Homeowners policies vary greatly as to what is and what isn’t covered for students away from home. If the student is renting an off-campus apartment or house, then it’s a good idea to buy a separate Renters policy.

The Byrnes Agency offers college students Renters insurance at very reasonable prices.
The policy will cover personal property in the event it’s damaged as a result of a fire, storm, theft, etc.

Obtain renter’s insurance protection for college students.

We’ll be happy to sit with you and discuss your options when it comes to Renters insurance. We’ll go over limits and low-cost deductibles that can help save you money. Just give us a call, email, or fill out the form on this page.