A Bride’s Guide to Wedding Insurance

A Bride’s Guide to Wedding InsuranceFor many brides, their wedding day is one of the happiest days of their lives, but the months leading up can be some of the most hectic. Whether it’s a small, intimate gathering, a destination wedding, or a large celebration, there are countless details to plan out leading up to the big day, and the Byrnes Agency is here to help ease your concerns with our Wedding Insurance coverage. Don’t risk your big day. Instead, let us help you get the day just right.

What Is Wedding Insurance?

Wedding insurance protects your financial investment from circumstances out of your control, allowing for reimbursement. These instances can include a no show limo driver, which often results in needing to book another one the morning of the wedding for triple the cost. Even a lost tuxedo or issues with the reception space is a common occurrence, and one that is covered under our policy.

Wedding insurance is not limited to just the wedding day: our wedding insurance policy offers multiple coverages and enhancements to cover the big day as well as rehearsals and the rehearsal dinner. Coverages available include lost deposits, cancellation, postponement, additional expenses, event photography and video, gifts, liquor liability, and special attire and jewelry.

Why Should I Get It?

Unfortunately, it is possible for disasters to strike on your big day. Whether poor weather strikes without notice, a beloved family member is injured and can go longer make the travel arrangements resulting in a postponed wedding date, or an accident takes place ruining the bridal gown, Connecticut’s wedding insurance allows you the peace of mind knowing you are financially covered for any potential mishaps.

When Should I Get Insured?

The sooner the better. Wedding insurance can even cover your deposits. If anything was to happen in the early stages of planning, you would be sure to get your deposit back. However, there may be limitations on how far in advance you can purchase insurance depending on location and circumstances, so check with your Connecticut wedding insurers to plan when is best for you.

What Does Wedding Insurance Cover?

There is a variety of areas that wedding insurance covers such as the site, weather, vendors, key people, sickness or injury. There is normally a maximum amount that can be claimed under each section, so find out the details of your specific wedding insurance in the state of Connecticut.

Check if your ceremony and reception site is already insured. If it’s not, wedding insurance covers costs of unavoidable cancellation such as damage or inaccessibility to the ceremony site.  Fires, electrical outages, or reception space closure are all possible. Some polices cover the rehearsal dinner site too.

Weather conditions or illnesses preventing the bride, groom, or relatives whose presence at the wedding is essential require insurance to cover rescheduling and details such as flowers, tent rental and food.

Wedding insurance policies usually cover cancellation or postponement if caterers or other needed individuals fail to show up.

About Byrnes Agency

At Byrnes Agency, we offer auto insurance solutions that can be tailored to meet your specific needs. Whether you have an old classic car or a brand-new model, we have the right coverage for you. To learn more about our products, contact us today at one of our two locations.


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Dayville Office

Phone: (860) 774-8549

394 Lake Rd

Dayville, CT 06241

United States


Hours of Operation: Monday- Friday 9:00am-5:00pm

Norwich Office

Phone: (860) 886-5498

6 Consumers Avenue

Norwich, CT 06360

United States


Hours of Operation: Monday- Friday 9:00am-5:00pm