Connecticut Car Insurance: How Winter is Hurting Your Car

Connecticut Car Insurance: How Winter is Hurting Your CarAs Connecticutians continue to struggle through the barrage of winter weather fairing in snowy and icy conditions has almost become second nature. But some attempts to endure the chilly conditions might actually be doing more harm than good, when it comes to property damage that is. Auto owners in particular might be missing the mark when it comes to protecting their vehicles from the hazards and damages winter weather can bring. While securing a strong car insurance policy from one of your local local auto insurance companies in CT could help cover the costs of repairs, there is a lot Connecticut motorists can do to prevent common losses from occurring in the first place.

A surprising amount of auto losses emerge from weather related damages, here are some common hazards your vehicles are facing as the winter continues to rage on.

  • Battery Breakdown: It’s not uncommon for those living in cold climates to rush out to their vehicles on a chilly winter morning only to find that their car won’t start. Experts reports that a typical auto battery is most functional between 30 and 90 F, which means that prolonged exposure to temperatures under 30 degrees can lead to trouble for motorists. While a dead battery is not an insurable loss, it can lead to other much more severe complications, which is why having your battery tested throughout a particularly harsh or long winter could be beneficial.
  • Thickening Fluids: When it gets cold, auto fluids such as oil, engine coolant, break and transmission fluids, and other vital liquids thicken. When this happens it can make it harder for a car to get the fluids it need to run properly. Transmission fluid thickens below 35 degrees F which can create excessive wear and strain on a vehicle causing a number of costly complications, and even making a vehicle dangerous to operation on the road.
  • Cold Will Reduce Tire Pressure: According to experts, for every 10 degree decrease in ambient temperature, the tire pressure will decrease a full pound per square inch (PSI). As we have mentioned previously, tire pressure is vital to vehicles preform and safety. Under-inflated tires are especially dangerous in snowy and icy conditions, and are subject to damage or failure.
  • Abrasive Snow Removal Tactics: Using sharp metal or plastic edges to clean snow or ice from your vehicle could result in scratches, scrapes, abrasions and other damage that can lead to greater complications. Auto paint is designed to help protect a vehicle from the elements, and when the paint is scratched or worn the metal frame below could become exposed. When the underlying metal framework is exposed to wet weather, it becomes subjected to rusting and corrosion. Ice itself can be more damaging to a vehicle as sliding ice off a vehicle can leave scrapes and scratches.
  • Road Salts: Road salt is incredibly abrasive and can cause damage to tires, body, exposed metals and other vehicle components if left sitting on a vehicles for too long. As such, it is extremely important to remove it as quickly as possible. But be careful, improperly washing off these salts can cause even more damage, scratches and blemishing.

It is important to be prepared for winter weather before it strikes, but it is never to late to protect yourself and your assets. At Byrnes Agency, we strive to help homeowners throughout Connecticut and Southern New England protect what matters to them most and avoid losses. We take the time and care needed to make sure our customers understand the various personal insurance coverage options available to them. Our Connecticut car insurance specialists are here to help you find the policies that met your needs, and prices you can afford. To learn more about our operation, contact one of our local offices today.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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