Is Connecticut Homeowners Insurance Enough to Cover Your Hobbies?

Is Connecticut Homeowners Insurance Enough to Cover Your HobbiesIs Connecticut Homeowners Insurance Enough to Cover Your Hobbies?

As a homeowner, one of your very first financial considerations should be obtaining the right insurance to cover you in case of a loss. A Connecticut Homeowners Insurance policy is a great start, but it’s important to know when you may need more coverage. When you are talking to an insurance agent about your needs, you should include what your hobbies are, and what these hobbies involve.

For example, almost every homeowner has at least one bicycle. This may not necessarily mean though that they ride it on a regular basis, or that they give it much attention at all. However if you are serious biker who has invested a lot of money customizing your ride, chances are you want it to be covered if you experience a loss.

Another hobby that may affect your insurance needs is golfing. Do you haul your equipment around in a golf cart? Even these small vehicles can cause property damage, injuries, and/or are subject to theft. Golf Carts, and any personal items such as clubs are easier to steal than larger vehicles, a fact that all Connecticut homeowners should keep in mind.

Musicians and trophy collectors are a couple more examples of hobbyists who need more than just a standard Connecticut Homeowners Insurance policy. Many high-quality musical instruments or taxidermy trophies can cost thousands of dollars, and can be easily damaged if exposed to certain weather conditions, or in the event of a fire.

These are just a few hobbies that can affect your insurance needs. At Byrnes Agency, we understand the various unique needs of Connecticut Homeowners. Homeowners throughout Connecticut and Southern New England look to us to protect their homes in the event of damage or liability. We take pride in the fact that so many residents trust us with one of their most valuable assets, and aim to protect your belongings in the best way possible, whether that’s with a standard Homeowners policy, Connecticut Umbrella Policy, or more. Please contact us at one of our various locations listed below to learn more.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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