CT Auto Insurance: How to Cut Car Costs

Pomfret CT Auto Insurance: How to Cut Car CostsIf you own a car, chances are you are on the lookout for ways to save money. In addition to purchasing an Auto Insurance policy, you have to keep other costs in mind when considering car ownership, such as gasoline prices and maintenance. Here are just a few ideas how to cut car costs and save your money for more enjoyable things.

Consider costs before you buy.  Auto insurance premiums do vary depending on a vehicle’s specific characteristics, including its price, average repair costs, safety record, and chances for theft. In addition, gas and repair costs will vary depending on make, model, and how many miles is on the vehicle already.

Do your own repairs. One of the key ways to save money on car repairs is to do them yourself. Of course, at times there may be situations where you will need a professional mechanic, but tasks such as changing your motor oil or replacing you air conditioning relay can be easily done for a fraction of the price you’d pay at a shop.

Carpool. Sharing a ride to and from work allows you to split not only your driving duties, but your expenses too by at least half. In addition to cutting costs on gasoline and parking fees, ridesharing allows you to reduce the mileage and wear-and-tear on your vehicle.

Maintain good driving habits. Drive defensively, but cautiously. People with clean driving records who haven’t had any accidents or moving violations for a certain number of years typically spend less on insurance, as well as less on car repairs!

At Byrnes Agency, we understand the importance of saving money where you can. That’s why we offer competitive pricing on Personal Car Insurance policies. We provide individuals throughout Connecticut and the country with Auto insurance plans to protect against unforeseen damages and injuries. With access to dozens of insurers, we can obtain the most affordable rates for the coverages you need. Contact us today for more information.