CT Homeowners Insurance: Tips for Taking Home Inventory

Lisbon, CT Homeowners Insurance: Tips for Taking Home InventoryCT Homeowners Insurance: Tips for Taking Home Inventory

 

Have you created a documented inventory of the possessions in your home? There are many benefits of doing so. By taking a inventory of your personal belongings this will help you get your insurance claim settled faster in the case of theft or natural disaster. It also allows new homeowners to purchase a suitable amount of insurance coverage. We’ve compiled a list of tips on how to take inventory in your home.

Start now. If you’re just moving into a new home, this is very easy. The sooner you start taking inventory, the better, because disaster can strike at any time. There are many ways to organize this. You can do it room by room, category by category (furniture, electronics, etc.), from most expensive items or from newest items.

Make a detailed written list. Especially for high-value items or expensive clothing, it’s best to write down the make, model, brand, etc. For electronics, you could even include serial numbers.

Know the value of your possessions. If you have art or antiques, the value can often go up. Have these items appraised regularly, and update your inventory list as necessary.

Take pictures and/or video. This is an easy way to record the details of what each item is, either by writing it on the back of the photo or narrating the video.

Store documented home inventory in a safe place. If you’ve documented it on a computer, print it out and store in in a folder at a trusted friend or family member’s house, or save in onto an external hard drive and keep the hard drive at work. If you’ve taken pictures or video, put the photos or tape inside a fire-proof safe.

Homeowners throughout Connecticut and Southern New England look to the Byrnes Agency to protect their New London county homes in the event of damage or liability. We take pride in the fact that so many residents trust us with one of their most valuable assets, and because of this we take the time and care needed to make sure our customers understand the various options available to them.

Contact us today!

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