Danielson CT Homeowners Insurance: Common Winter Household Problems

Danielson CT Homeowners Insurance Common Winter Household ProblemsDanielson CT Homeowners Insurance: Common Winter Household Problems

When it comes to maintaining your home during the winter, moisture can be a huge threat. As we discussed in a previous blog post, entitled “Willimantic CT Homeowners Insurance: How to Prevent Mold”, moisture can cause unhealthy mold growth within your home, unless you take steps to eliminate it. Moisture from the winter air and snow can cause other problems as well, including roofing issues or air quality problems.

For good indoor air quality, it’s recommended that you have an appropriate method of controlled ventilation. For many homes, properly installed and good quality bath fans will remove moisture at the source. In some instances, a more sophisticated ventilation system might be needed. Many homeowners wonder if they need some air leakage in order to properly ventilate their homes. The answer is no. Most moisture problems in the home are cause by drafty areas from windows or doors, poorly installed insulation that results in cold and warm spots, poor overall home construction, or roof leaks.

It’s important to remember how disastrous roofing problems can be. The roof is all that stands between your family and the outside elements. In the wintertime, ice dams are probably the most common roofing problem facing homeowners. An ice dam is a build-up of ice on the roof or under the shingles. The ice forms a dam, causing melted water to back up under the shingles instead of running down the roof. If you notice icicles on the edges of your roof, you should call a roofing professional right away.

Another roofing issue and common winter household problem is condensation. This occurs when warm, moist air hits a cold surface, such as warm air from your home’s interior hitting the bottom side of the cold roof deck. This can be resolved by either installing a vapor retarder at the ceiling level, or by improving air flow by installing a ventilation system.

At the Byrnes Agency, we understand the risks that Homeowners face. We work with some of the most respected carriers in the country, and can provide you with comprehensive Danielson Homeowners Insurance at competitive pricing. Please Contact Us at one of our various locations for more information about our Danielson CT Homeowners Insurance policies.