Finding Affordable CT Manufactured Home Insurance

Finding Affordable CT Manufactured Home Insurance 

Living in a stationary house with multiple stories and a white picket fence is not everyone’s American dream. In fact, millions of Americans reside in non-traditional and alternative housing such as mobile and manufactured homes. These dwellings are a great alternative to the confines of traditional static housing options and are often more affordable. However, just like traditional housing, manufactured and mobile homes face a number of risk and loss exposures which need to be properly protected against.

CT manufactured homes insurance policies are designed to do just that. These policies operate much like a standard Connecticut home insurance policy, in that they help protect property owners from financial losses that accompany property damage or liability concerns. However, manufactured and modular home owners face a number of unique risk exposures that differ widely from other property owners because these properties present a unique blend of sedentary and mobile risk exposures.

Sometimes thorough coverage for manufactured and mobile homes can be difficult to find because some insurance providers view these homes as extra risky. To some insurers, the mobility and construction of non-traditional homes makes these properties not only harder to write for but more of loss exposures for the insurance provider.  One reason insurers often deem mobile and manufactured homes as more risky is because they are not typically anchored to a foundation in the same way traditional houses are, which makes them more susceptible to damage from natural events such as wind and storms. These are also typically portable structures, which add an additional dynamic to securing thorough coverage.

The cost of CT manufactured home insurance coverage largely depends on a number of factors including location, the amount and type of coverage and the value of the property. At Byrnes Agency, we understand that everyone’s home is their castle, and strive to help Connecticut property owners protect their investments and assets. We offer a number of property insurance solutions from traditional homeowner’s policies to mobile home and manufactured home coverage. We can help you find affordable CT manufactured home insurance insurance coverage so you can rest easy knowing that your home is in good hands. To learn more about our personal property insurance policies, contact us today at an office near you.

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Dayville Insurance Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Insurance Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Insurance Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm