Flood Insurance with the Byrnes Agency
Minimize Your Risk
Recent catastrophic storms have brought the need for Flood insurance to the forefront, especially throughout the Connecticut area. Super Storm Sandy hit Connecticut towns hard with more than 7,000 property owners needing assistance due to damage. This was on the heels of Hurricane Irene, which caused chaos and devastation in communities along the Connecticut shoreline that we hadn’t seen in years.
Even in the face of devastating storms and flood damage occurring in moderate to low risk areas, many people chose to forego Flood insurance. They either believe their Homeowners insurance would protect them, or don’t realize the impact flood damage can have on their financial wellbeing.
At the Byrnes Agency, we make it a policy to evaluate our customers’ need for Flood coverage, and discuss the various options available. The right policy can protect you against losses resulting from heavy rains, flood surges, melting snow, storm drain backups, etc.
Available Coverage Options
- For homeowners in flood-prone communities, the National Flood Insurance Program provides a standard policy. You may apply for separate building and contents coverage.
- Homes in a low or moderate risk zone may qualify for a relatively low-cost preferred risk policy through a number of insurance companies.
We can help you select the option and policy that’s right for you and the area in which you live.