Exploring the Need for Putnam Auto Insurance for the Aging Population

Exploring the Need for Putnam Auto Insurance for the Aging PopulationAging Drivers Need Strong Windham County Auto Insurance

There are currently over twenty three million licensed drivers over the age of seventy, and with the baby boomer generation aging the number of older motorists will increase steadily over the next few years. According to the National Highway Safety Administration the number of older drivers will nearly double by 2020.  According to a recent survey released by Liberty Mutual, forty one percent of elderly drivers operate a vehicle on a daily basis, and an additional thirty eight percent report driving several times a week despite gradual decline in their physical and mental health. While most senior drivers are highly capable of operating their motor vehicles, age and declining health can increase a number of other risk factors that older drivers may face on the road.

Older drivers face much greater risks on the road that the average middle-aged American. According to the Insurance Institute for Highway Safety property damage liability claims and collision claims per insured vehicle year start increasing after about age 65. This means that seniors are involved in crashes more often, especially ones which involve property damage.

As we age, our vision, hearing, and cognitive processing capabilities tend to slow down or become impaired. Even the smallest changes can affect a drivers reaction time and ability to adapt to a constantly changing situation like driving. For a number of reasons, older drivers have a higher accident mortality rate; nearly twice as high at their younger peers. They also face increased risk of severe injury as a result of an accident which can cause greater health complications.

While many seniors understand that they face higher risks behind the wheel, establishing a plan and a line of communication about other alternatives to personal driving is often regarded as a challenge. Striking a conversation with older drivers about their increasing risk exposures and other challenges they may face can seem daunting to younger drivers. Approaching these conversations with openness, honesty and respect can help facilitate better communication and alleviate many of the stress factors involved with such dialogues.

At Byrnes Agency we specialize in helping families manage their risks on and off the road. Our Windham County Auto Insurance coverage offer customizable coverage options to suit any lifestyle and can help protect you and your loved ones from a number of hazards and liability exposures. As part of our wide array of personal property insurance policies, we also offer Golf Cart, scooter and other specialty vehicle coverage to help secure you the best protection for all your assets.  For more information about our Auto Insurance or any of our policies, Contact us today for more information.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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