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Risky Business: Industries That Benefit From Excess Liability Insurance Coverage

Excess liability policies provide businesses in high-risk industries with additional coverage beyond the limits of their primary general liability policies. Having this extra buffer is beneficial for companies that face substantial liability exposures, like those...

How Excess Liability Coverage Enhances Your Business Insurance

Business owners need to protect their investments with adequate insurance to address potential risks. One important part of risk management is excess liability insurance. When a company’s liability risks potentially exceed its standard coverage, additional...

Do You Need Excess Liability Coverage?

Excess liability insurance provides insurance limits above and beyond a business's standard liability insurance policies. When a claim is reported to the excess liability provider, the first policy to respond is the underlying primary, whether...

Umbrella vs. Excess Liability Insurance (There’s a Difference!)

When it comes to purchasing umbrella insurance or excess liability insurance, most people tend to confuse the two and reference them interchangeably. However, there are major differences between the two that can impact the choice...

Excess Liability Insurance Can Help Your Business Out of a Tight Spot

Excess liability insurance provides insurance limits that go above and beyond a business's primary liability policies. When a claim is reported to the insurance company, the first policy to respond is the underlying primary; if...