Top 5 Most Common Auto Insurance Claims

Top 5 Most Common Auto Insurance ClaimsWhile carrying a comprehensive CT Auto Insurance policy is a necessity, it’s ideal to never have to file a claim. Becoming aware of the most common types of claims can help you make a significant effort to avoid them at all costs. As driving defensively is critical for reducing these claims, recognize the following common perils on the road.

Fender benders and whiplash.

Even with no significant damage, these small claims are one of the most common. Whiplash is also a common claim from auto accidents. As it only require one jerking motion of the neck, recovery bills can add up quickly.

Back injuries and windshield repairs.

From slight discomfort to a slipped disc, back injuries account for many auto insurance claims. Next, windshield repairs are common, as well. Windshield damage can be caused by accidents, or it can happen when a rock goes flying out from under the car in front of you. This kind of claim usually has a high deductible and is a fairly expensive repair, explains Auto Insurance.

Theft.

Depending on where you live, what type of car you drive, and the security on your vehicle, you may be susceptible to theft. Some companies offer a more discounted premium rate if you take extra safety measures to protect your vehicle from theft.

Vandalism.

Going hand in hand with theft, this might be an issue for you. If there are high levels of vandalism in your area, you can likely expect a higher auto insurance rate.

Animals.

Hitting an animal is the worst case scenario. Even in rural areas, deer are often found darting across the road, especially after dark. Not only is this an emotional concern, but animals can cause significant damage to your vehicle.


 

About Byrnes Agency

At Byrnes Agency, we offer auto insurance solutions that can be tailored to meet your specific needs. Whether you have an old classic car or a brand new model, we have the right coverage for you. To learn more about our products, contact us today at one of our three locations.

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Dayville Office

Phone: (860) 774-8549
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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