Willimantic Homeowners Insurance: Do You Work From Home?

Willimantic Homeowners Insurance Do You Work From HomeWillimantic Homeowners Insurance: Do You Work From Home?

If you are one of those homeowners that gets to work from your living room, or really from wherever you want to, you have the advantage of flexible hours, the lack of traffic-ridden daily commute, and potentially a far better work/life balance than many Americans. Working from home may also have its drawbacks though. Many homeowners don’t realize that working as a freelancer, business owner, or even just remotely working from your office every now and then can all have serious implications for your Willimantic Homeowners Insurance Policy.

When you start a home-based business or start working remotely from your house, one of the very first things you should do is let your Willimantic Homeowners Insurance carrier know. Why is this? Simply put, a Willimantic Homeowners Insurance policy is designed for a residence, and not a business. You will want to ensure that you have the coverage needed for your unique scenario. This will of course vary depending on your profession or trade, but often times your Willimantic Homeowners Insurance policy may exclude all together a dedicated office space on your property, as property damage could potentially occur due to the nature of your work.

In addition to the possibility of Willimantic Business Property damage, it’s important to consider the personal liability you may carry due to running a business. Do you have a job where you are required to meet with people if your home office? If your colleague or client were to fall and become injured in your home, you could potentially be facing a Willimantic Business Liability Claim, rather than a Willimantic Homeowners Insurance Claim. The same goes if you have an employee or even an assistant who is injured in your home while conducting business for you; you could easily be the victim of a Willimantic Employment Practices Liability Claim.

While working from home can be a very fruitful and rewarding venture, it’s important to keep your risks and exposures in mind. A Byrnes Agency professional would be happy to discuss your specific needs and concerns with you. Our agency has been providing communities throughout Connecticut and neighboring states with business and individual insurance programs and services for seven decades. Please contact us today at one of our various locations listed below to learn more.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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