Windham County Boat Insurance: Tips for Staying Afloat

Windham County Boat Insurance: Tips for Staying Afloat Windham County Boat Insurance Tips for Staying Afloat

A recent survey released by the Boat Owners Association of The United States (BoatUS) revealed some surprising details about why so many boats just can’t seem to stay afloat. According to the study nearly two thirds of all occurrences of vessel sinkage are preventable through proper maintenance and upkeep. Roughly seventy percent of sunken vessels succumbed to water intake while at the docks as a result of improper maintenance. When boats sink, they are extremely hard and costly to recover. In many cases the costs to repair the damage to a sunken vessel far exceed the value of the boats, which can leave boat owners exposed to harsh financial losses.

That’s why good vessel maintenance and management are vital to protect your investments. There are a few tactics that can help savvy boat owners prevent the devastation and loss that accompanies a sunken vessel.

  • Proper hull maintenance might be one of the best sink prevention tactics. Regular cleaning, inspection and upkeep can help prevent barnacle and corrosive substance build-ups which can damage the hull and cause potential cracks, holes or leaks.
  • BoatUS recommends that all bellows should be replaced every three to five years to best prevent malfunction.
  • Monitor all engine cooling systems and replace the impeller at least every two to three years, or whenever corrosion becomes evident.
  • Raw water hoses are highly susceptible to cracking and corrosion due to the salinity and other mineral contents present in various bodies of water. It is essential to regularly check all engine hoses and replace them as soon as they show any signs of cracking or sponginess.
  • All components that remain regularly submerged below the waterline should also be regularly checked, cleaned and replaced when necessary. Seawater in particular can be extremely harsh on fittings, hoses and clamps which can cause corrosion, cracking and leakage.
  • Pay extra attention to the plumbing and bilge systems which can become clogged or damaged from regular use or stagnation. Monitor pipelines for clogs, debris, backflow and corrosion which can weaken the systems and easily cause a vessel to rapidly intake water.

Protecting your boat against accidents and collisions can be a bit more challenging. Even the most seasoned skipper can fall victim to rough weather conditions or submerged hazards which can cause collision, water intake or even capsizing. An unforeseen accident can result in high medical expenses, boat repairs, even litigation.

That is why having the right Winham County boat insurance is essential to protecting your vessel. At Byrnes Agency we are proud to offer the complete watercraft insurance policies specifically designed to minimize your losses as a boat owner should your boating adventures go awry. We can also provide coverage for your personal property and fishing equipment in addition to protection against injury to you caused by an uninsured boater. Contact us today for more information about our comprehensive Winham County boat insurance policies.

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Dayville Office

Phone: (860) 774-85
394 Lake Rd
Dayville, CT 06241
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Norwich Office

Phone: (860) 886-5498
6 Consumers Avenue
Norwich, CT 06360
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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Woodstock Office

Phone: (860) 928-7928
1226 Connecticut 169
Woodstock, CT 06281
United States
info@byrnesagency.com
Hours of Operation: Monday- Friday 9:00am-5:00pm

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