INSURANCE WELL-CRAFTED

Microbreweries and craft breweries are continually starting up throughout the country with estimates that they will have 20% of the market share by 2020. We’re here to help protect your investment with tailored coverages as you make your mark in the industry.

Microbrewery Insurance with the Byrnes Agency

We’re Ready to Serve Your Business Insurance Needs

At the Byrnes Agency, we provide an attractive portfolio of insurance coverages specifically tailored to the brewing industry in Connecticut and beyond. We understand that brewery exposures can range from the operations of brewing machinery, tasting rooms, food, tours, and many other things. That is why we get to know our clients’ specific business and learn what their exposures are to insure them properly.

Our Full Body of Coverages

Our Microbrewery Insurance program can be designed to include:

  • General Liability — covers the usual slip and fall accidents and other such incidents, but also covers the microbrewery tours themselves and the accidents that can happen during a tour
  • Property
  • Business Auto Hired/Non-Owned
  • Liquor Liability
  • Boiler & Machinery/Equipment Breakdown — grinding mills, water tanks, brew kettles, conditioning tanks, serving tanks, taps and especially boilers — very important for microbreweries
  • Business Income/Business Interruption
  • Contingent Business Income — coverage for loss of business because a key supplier cannot provide a product. (e.g.: a fire rages through your supplier’s barley fields and they can no longer supply your microbrewery)
  • Product Recall
  • Beer Contamination
  • Leakage
  • Off Site Premises Power Failure — covers loss of business resulting from power failure at another location. (e.g.: a transformer has a lightning strike one mile away)
  • Property in Transit
  • Workers’ Compensation
  • Employment Practices Liability