Homeowners Insurance with the Byrnes Agency
There’s No Place Like Here for Your Protection
Homeowners throughout Connecticut and Southern New England look to the Byrnes Agency to protect their homes in the event of damage or liability. We take pride in the fact that so many residents trust us with one of their most valuable assets, and because of this we take the time and care needed to make sure our customers understand the various options available to them.
Here are some of the issues we’ll speak to you about when reviewing your Homeowners insurance needs:
We’ll help you determine the preferred amount of Personal Liability coverage to include in your policy. This amount may vary according to the value of any assets you may own.
Replacement Value of Your Home
We can add extended Replacement Cost coverage to your policy to ensure that your home is rebuilt to the same standards used in the original construction. The quality of materials will be the same, and your house will look as close as possible to what it was before the loss.
Amount of Personal Property Coverage
We can add replacement value coverage that ensures full replacement of your personal property — with no deduction for depreciation that may have occurred. We recommend that your personal property coverage include all-risk coverage. We also suggest that you insure expensive possessions such as jewelry, collectibles, or art separately.
Many homeowners have high-risk assets such as fences, pools, sheds, etc. that are covered only minimally by a standard Homeowners policy. We’ll help you make sure the policy covers you adequately.
We work with some of the most respected carriers in the country, and can provide you with comprehensive Homeowners insurance at competitive pricing.