Regardless of whether you live in an apartment, condo, or home, a disaster preparedness plan is essential. In fact, many times, because a renter doesn’t actually own the property, things like Connecticut renters insurance and disaster preparedness plans are often forgotten. Here are some apartment-specific tips to help get you started.
An emergency kit. Keep a stocked emergency kit within easy reach, just in case you are ever evacuated quickly. It should have a portable radio, flashlight, first aid kit, spare set of keys, drink water, battery tester, extra batteries, food, and any important documentation you might need. Don’t forget an emergency call list with all important phone numbers, just in case your phone doesn’t work.
Have an apartment evacuation plan. Navigating a high rise or multi-level apartment can be tricky. Make sure you know all of your building’s exit routes and the evacuation plan. Never take the elevator, and if you are evacuated, proceed quickly but calmly. Also, if you are required to evacuate, don’t risk staying behind- it’s not worth your safety.
Get renters insurance. People are now choosing to rent more than ever before. But a surprisingly low majority have the protection of renters insurance, operating under the assumption that it’s an unnecessary expense. Your landlord’s insurance policy most likely covers damage to the building but not your possessions. Renter’s insurance can cover and damage to your personal property and even personal liability if someone is injured in your home.
The biggest mistake a renter can make is not preparing ahead of time. You don’t want to put off getting Connecticut renters insurance, or preparing an emergency kit. Contact the Byrnes Agency today for more information about our Connecticut renters insurance programs.
The Byrnes Agency provides affordable, comprehensive Renters insurance to Connecticut and Southern New England residents, offering several options when it comes to coverage, amounts, deductibles, and other key factors.
More information: http://www.ready.gov/